From the Desk of Jason Humeniuk

Learn more about mortgages, and how to make the most of them, from the Mortgage Whisperer himself.

Everything You Need to Know About Mortgages

Articles

switching mortgage lenders at renewal

Reverse Mortgages in Canada: Explained in 5 Minutes

The mortgage agreement and lender that made sense at the outset of your purchase may not make sense after a few years. Here’s how to know when to make a switch.

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A happy couple discussing home finance while holding documents and working on laptop and mobile phone.

Switching Mortgage Lenders at Renewal

Many Canadians would classify themselves as being “house poor”, which can put strain on budgets and portfolios – but a reverse mortgage can help! Here’s how.

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How To Get The Best Mortgage Rates

How To Get The Lowest Mortgage Rates

Whether you are looking to purchase your first home or are hoping to invest in a rental or investment property, the main point of focus should be your interest rate.

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What is a Mortgage Broker

What is a Mortgage Broker?

Real estate does not need to be scary! Leverage a mortgage broker who will seek out the lowest rates and the best terms on your behalf.

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Navigating Mortgage Rates

For those who dream about a home on the west coast, a decent mortgage will go a long way in facilitating that. Which options best fit your mortgage needs?

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Mortgages – So Much More Than Just the Lowest Rate!

When buying a home, securing the lowest mortgage rate isn’t always the best way to reduce borrowing costs. Learn how other factors impact your long-term mortgage expenses.

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Understanding Mortgage Qualification

Ever wondered why you were approved or declined for a mortgage? Discover the key factors lenders consider—income, credit, down payment, and property—before you apply.

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What is Mortgage Fraud?

Mortgage fraud can have a long-lasting negative impact on your life. Become aware of the warning signs and learn what you can do to protect yourself from mortgage fraud.

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Minimum Required Credit Profile

Want to buy a house? Understanding how lenders assess your credit is key. Learn the simple 2/2/2 rule for building a strong credit history before applying.

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Avoid This Mistake When Shopping for a House

House hunting can be emotional, but falling for a home you can’t afford is a costly mistake. Get pre-approved for a mortgage to shop with confidence and clarity.

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